Financing

Our Financing


Synchrony Car Care


At The Rustic Wrench in Apache Junction, we understand that auto repairs can sometimes be unexpected, which is why we offer flexible financing options through Synchrony Car Care. This convenient program makes it easier than ever to keep your vehicle running smoothly without the worry of upfront costs. Whether it’s routine maintenance or a major repair, you can manage expenses on your terms while prioritizing your vehicle’s needs.


With Synchrony Car Care, you’ll enjoy 0% interest if paid in full within 6 months on any purchase of $199 or more. For larger repairs or upgrades, take advantage of 0% interest for 12 months on any purchase of $499 or more, upon approved credit. This means you can get the work done now and pay over time, all while staying within your budget.



Don’t let repair costs hold you back—ask us about Synchrony Car Care financing during your next visit to The Rustic Wrench. It’s just one of the ways we’re making quality auto care more accessible and affordable for our customers.

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Synchrony Financing | The Rustic Wrench
Snap Financing

SNAP Financing


Are you someone with a good credit score, a poor credit score, or no credit history at all? If so, Snap Finance can help you with our easy lease-to-own financing process. Our aim is to make the entire process hassle-free and straightforward, ensuring you get what you need as quickly as possible.


With Snap Finance, you can receive up to $5,000 with no credit check to cover your auto repair costs and get back on the road faster. Whether it’s a necessary repair or an urgent replacement, we’re here to help you manage the expense with ease.


Even if you’ve gone through bankruptcy or have a poor or non-existent credit history, we provide you with the best chance of approval. Our payment plans are designed to align with your payday schedule, and we also offer early payoff options to help you lower the overall cost of ownership. With Snap Finance, you can focus on getting your vehicle fixed while we make the financing simple and stress-free.

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Affirm Financing


At The Rustic Wrench in Apache Junction, we’re committed to making auto repairs and maintenance more accessible with Affirm’s flexible financing options. With Affirm, you can choose from interest-free Pay in 4 plans or opt for monthly installments tailored to your budget. This hassle-free option allows you to split the cost of repairs into manageable payments, ensuring you can get the services you need without financial stress.



For larger purchases, Affirm offers monthly installment plans with interest rates ranging from 0% to 36% (on approved credit), giving you the flexibility to spread costs over time. Whether it’s a quick fix or a major repair, Affirm’s transparent terms make it easy to plan your payments and stay on track. Get back on the road confidently with financing options designed to fit your needs.

Apply Today
Synchrony Financing | The Rustic Wrench
Klarna Financing | The Rustic Wrench

Klarna Financing


At The Rustic Wrench in Apache Junction, we’re making it easier to manage your auto repair and maintenance expenses with Klarna’s flexible financing options. Split your purchase into 4 interest-free payments or pay later in 30 days, giving you the flexibility to handle costs without upfront financial stress. Klarna’s convenient payment solutions help you get back on the road without breaking your budget.



For larger purchases, Klarna offers extended financing options to spread the cost over 6, 12, or 36 months*. Rates range from 7.99%-33.99% APR based on creditworthiness, with estimated monthly payments of $86.98 to $99.46 per $1,000 borrowed. A down payment may be required, and all terms are subject to credit approval through WebBank. Whether it’s routine maintenance or major repairs, Klarna gives you the financial flexibility to prioritize your vehicle’s needs while managing your expenses with ease.

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